The foundation of our relationship with you
These Terms & Conditions govern your use of our website and services. By accessing or using our platform, you agree to comply with and be bound by these terms. If you don't agree with any part of these terms, you should not use our services.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified terms.
To use our services, you must be at least 18 years old and have the legal capacity to enter into binding contracts. You represent and warrant that all information you provide to us is accurate, complete, and current.
You agree to promptly update your information if any changes occur. Providing false or misleading information may result in termination of your access to our services.
When using our services, you agree to:
Any violation of these responsibilities may result in immediate termination of your access without notice.
All content, features, and functionality on our website are owned by PerozoInsurance and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written permission.
Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.
To the fullest extent permitted by law, PerozoInsurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services.
Our website may contain links to third-party websites or services that are not owned or controlled by PerozoInsurance. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
You acknowledge and agree that PerozoInsurance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms & Conditions.
Upon termination, your right to use our services will immediately cease. All provisions of these terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms & Conditions shall be governed and construed in accordance with the laws of the State of Montana, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Any dispute arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.
The arbitration shall be conducted in Missoula County, Montana, and judgment on the arbitration award may be entered in any court having jurisdiction thereof. Notwithstanding the foregoing, either party may seek injunctive relief in court to prevent irreparable harm.
If you have any questions about these Terms & Conditions, please contact us at our physical address or via email. We're committed to addressing your concerns promptly and professionally.
Questions about your rights, obligations, or any aspect of these terms should be directed to [email protected]. We believe in clear communication and will work with you to resolve any issues that may arise.